Begin Again

Begin Again
Securing Your Fresh Financial Start With Consumer Bankruptcy

Friday, June 19, 2009

Buy The Book On Amazon

Although I am a little late on posting this, you can now buy the book Begin Again, on by CLICKING HERE.

Press Release on Book Release

CLICK HERE to read the press release.

Wednesday, June 17, 2009

Featured Author

I'll be the featured author on the Blurb! Radio program this evening.  The book is being profiled on their site here,, and you can listen live or download the podcast.

Tuesday, June 16, 2009

Bankruptcy Violations

Bankruptcy Violations    
In this podcast, Christopher Missick discusses the topic of violations that consumers may knowingly, or unwittingly take part in.  His discussion includes issues such as who counts as an insider, what a preferential transfer involves, and what the consequences of such violations are.

As always, this does not constitute legal advice or create an attorney client relationship.  If you have questions, you can find us at

Saturday, June 13, 2009

Press Release on Book of the Week

Begin Again Named Book of the Week

Blurb Radio, the popular internet radio show that is part of the network, has named Begin Again their Book of the Week, meaning the shows hosts will interview Christopher Missick on their June 17, 2009 program.  

Blurb has a unique and exciting format.  Authors are permitted to submit a short 3 minute blurb on their book, identifying the substance and the credentials of the author.  The show regularly features nationally known authors, and to have chosen Begin Again as one of their titles, is a true honor.

Wednesday, June 10, 2009

I want to thank and Erica Sandberg for the quote in today's article:

For confirmation of this, I asked Los Angeles attorney Christopher Missick, author of the consumer bankruptcy book "Begin Again," to comment on your situation. "Of course, it varies based upon what state you live in," says Missick, "but generally, there is no legal obligation to assume the debt of a deceased loved one, if in fact, you were never a party to that debt.  The only recourse the creditor may have is to seek payment from the estate. As the executor of the estate, there will be a responsibility to settle the debts of the estate and distribute the assets accordingly.  A violation of the fiduciary duty as executor may lead to other legal issues, but generally, she shouldn't worry about inheriting credit debt."

Behind the Book

Behind the Book Begin Again
In this episode, Christopher Missick talks a little bit about why he wrote the book, and what he sees as the benefit for readers.  After so many podcasts that discuss the elements of bankruptcy, we thought it was important to go behind the book, and have Chris talk about the family bankruptcy that led him to want to help others in extreme financial distress.

Tuesday, June 9, 2009

Bankruptcy Terms & Definitions

Bankruptcy Terms
In response to a listener question about the meanings of some of the words used in the podcasts and the bankruptcy podcasts, I have decided to record a single podcast just on the definitions of some of the most frequently used words in bankruptcy.

This podcast is for the auditory learners out there, the ones who get frustrated by reading things on a screen and would much rather hear the definitions.  It's probably the longest podcast I've recorded, and unless you are constantly wondering what a creditor is, or who is an insider, it might feel kind of long.  It is important, nonetheless, to make sure everyone understands the basics of the "language of bankruptcy."

The terms are selected and read from a glossary located at: 

Friday, June 5, 2009

The Bankruptcy Means Test

The Means Test            
Continuing in our series on the Bankruptcy Code changes, implemented in 2005, Christopher Missick spends a few minutes in this podcast addressing the implementation of the means test.  He explores what it is, why the credit card lobby fought to have it included, and whether the impact on debtors was as bad as we all first assumed it would be.  

As always, this does not constitute legal advice or an attorney client relationship.  Please contact the offices of the Missick Law Group at with questions.

Check Out Our Videos

Hi Everyone!  Just wanted to let you know we have been doing some exciting things over on our YouTube channel.  We're taking some of the same issues involved in the podcast, and giving you a chance to hear Christopher Missick address them directly on camera.  Feel free to head on over to:  

As always, if you have questions, please e-mail us at

Tuesday, June 2, 2009

What is BAPCA?

What is BAPCA?      
On October 17, 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act became law, and the processes for filing for bankruptcy changed dramatically.  This podcast is just a brief introduction to the adoption of BAPCA, and begins a short series of looking at what changes were implemented with the legislation.